Arrive is a CDFI — What does that mean?

More Than a Mortgage. A Mission. 

When you're choosing a mortgage lender, you're making one of the largest financial decisions of your life. 

Most borrowers compare rates, loan options, and service. Those are all important aspects of choosing your mortgage lender. But there's another question worth asking: What impact does my mortgage have beyond my own home purchase? 

Arrive (formerly Portland Housing Center) has been a federally-certified Community Development Financial Institution (CDFI) since 2001. This is a designation awarded to mission-driven lenders that expand access to financial opportunities and who are committed to strengthening local and underserved communities through responsible lending and investment. 

Arrive has proudly maintained this designation for over 25 years, reflecting our long-standing commitment to both homeownership and investments in our local communities. For us, being a CDFI means that lending isn't just a business -- it's part of a larger mission to help more Oregonians achieve and sustain homeownership and build generational wealth. 

Lending That Builds Community 

As a full-service mortgage lender, Arrive serves a wide range of borrowers: from first-time homebuyers to repeat buyers and homeowners looking to refinance. But our work doesn't end at closing. Revenue generated through our mortgage lending services directly supports Arrive’s mission: including homebuyer education, pre-and post-purchase counseling, and down payment assistance programs that help create pathways to homeownership throughout our community. 

Every mortgage financed through Arrive supports work that extends beyond a single transaction. And you don’t have to sacrifice competitive rates or exceptional service to make a meaningful impact. 

A Different Way to Think About Your Mortgage 

Many people carefully consider where they shop, bank, and invest their money. A mortgage deserves the same consideration and intention. 

When you choose Arrive for your home loan, you're partnering with a local, mission-driven lender whose lending activity supports education, homeownership counseling, and future homebuyers across Oregon. 

It's a simple idea: Lending that builds community.  

Explore what home financing can look like with a mission-driven lender. Connect with our lending team to discuss our mortgage rates and loan options.